Does the dental plan cover preventive services (i.e. routine cleanings, bite wing X-rays, full mouth X-rays, etc.) from In-Network and Out-of-Network providers at 100%?
Yes, for In-Network providers. For out-of-network providers in Alabama, payments for covered services will be made according to the dental network fee schedule at the same level as in-network services; however, you may be responsible for the difference between the Blue Cross payment and the dentist’s charge (plus any deductible and coinsurance.) You may also have to file the claim if your dentist’s office will not.