What is COBRA?

COBRA (Consolidated Omnibus Budget Reconciliation Act) is part of a federal law that allows employees who separate from employment the right to continue their current health insurance. COBRA provides you with an opportunity to continue coverage for medical and dental for up to 18 months if you had coverage through the Faulkner University health plans.

There are circumstances where coverage may be extended beyond the 18 months:

• 29 months is available to employees who are determined to have been disabled at any time during the first 60 days of COBRA coverage. This would apply to qualified beneficiaries.

• Up to 36 months for spouses and dependents facing a loss of employer-provided coverage due to an employee’s death or a divorce.

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